StreetEasy: Talk - Insurance Question???

My understanding is that your insurance is not entitled to money from their insurance until you are made whole. So the first $1000 in proceeds that comes from your neighbor should come to you first.

Put another way, if the neighbor's insurance is willing to pay a claim to your insurance, then they should also be willing to pay you too, because the only right to money your insurance has are the rights you would have had acting on your own.

Easy strategy to force neighbor's insurance to pay is to sue the neighbor in small claims court. That approach may be considerably easier than dickering with people in some call center.

Source: http://streeteasy.com/nyc/talk/discussion/33399-insurance-question

colt mccoy arbor day mike adams janoris jenkins john edwards trial brandon weeden felicia day